Certificates of Deposit and IRA's
Minimum deposit of $1,000 to open | Interest on CDs less than $10,000 with a term of 12 mos. or less must be compounded or direct deposit into a checking or savings account | No monthly interest checks are issued | Early withdrawal penalties may be imposed.
CD Specials
| Term | Balance Tier | Interest Rate | A.P.Y.* |
|---|
| 8 Months | $0.00 -$49,999.99 | .35% | .35% |
| 8 Months | $50,000.00 + | .45% | .45% |
| 17 Months | $0.00 -$49,999.99 | .40% | .40% |
| 17 Months | $50,000.00 + | .50% | .50% |
| 25 Months | $0.00 - $49,999.99 | 1.24% | 1.25% |
| 25 Months | $50,000.00 + | 1.29% | 1.30% |
Regular CD's
| Term | Balance Tier | Interest Rate | A.P.Y.* |
|---|
| 91 Days | $0.00 - $49,999.99 | 0.05% | 0.05% |
| 91 Days | $50,000.00 + | 0.05% | 0.05% |
| 182 Days | $0.00 - $49,999.99 | 0.15% | 0.15% |
| 182 Days | $50,000.00 + | 0.15% | 0.15% |
| 12 Months | $0.00 - $49,999.99 | 0.25% | 0.25% |
| 12 Months | $50,000.00 + | 0.30% | 0.30% |
| 18 Months | $0.00 - $49,999.99 | 0.30% | 0.30% |
| 18 Months | $50,000.00 + | 0.35% | 0.35% |
| 24 Months | $0.00 - $49,999.99 | 0.45% | 0.45% |
| 24 Months | $50,000.00 + | 0.45% | 0.45% |
| 36 Months | $0.00 - $49,999.99 | 0.55% | 0.55% |
| 36 Months | $50,000.00 + | 0.55% | 0.55% |
| 48 Months | $0.00 - $49,999.99 | 0.60% | 0.60% |
| 48 Months | $50,000.00 + | 0.60% | 0.60% |
| 60 Months | $0.00 - $49,999.99 | .65% | .65% |
| 60 Months | $50,000.00 + | .65% | .65% |
| 72 Months | $0.00 - $49,999.99 | .75% | .75% |
| 72 Months | $50,000.00 + | .75% | .75% |
Money Markets, NOW's & Savings
Minimum deposit of $100 to open | Minimum collected balance of $1,000 to earn A.P.Y | Fees could reduce earnings on the account | Variable rate- the rate may change after the account is opened | Interest is compounded monthly. A.P.Y. is Annual Percentage Yield. A.P.Y. assumes deposit remains for at least 1 year
Money Market Deposit Account
| Balance Tier | Interest Rate | A.P.Y. * |
|---|
| $0.00 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $9,999.99 | 0.25% | 0.25% |
| $10,000.00 - $49,999.99 | 0.50% | 0.50% |
| $50,000.00 - $99,999.99 | 0.50% | 0.50% |
| $100,000.00 - $199,999.99 | 0.65% | 0.65% |
| $200,000.00 - $999,999.99 | 0.65% | 0.65% |
| $1,000,000.00 + | 0.85% | 0.85% |
Super NOW/Specialty Checking
| Balance Tier | Interest Rate | A.P.Y. * |
|---|
| $0.00 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000.00 - $49,999.99 | 0.25% | 0.25% |
| $50,000.00 - $99,999.99 | 0.25% | 0.25% |
| $100,000.00 + | 0.25% | 0.25% |
Statement Savings
| Balance Tier | Interest Rate | A.P.Y.* |
|---|
| $0.00 - $999.99 | 0.05% | 0.05% |
| $1,000.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000.00 - $49,999.99 | 0.15% | 0.15% |
| $50,000.00 - $99,999.99 | 0.25% | 0.25% |
| $100,000.00 + | 0.30% | 0.30% |
* A.P.Y. is Annual Percentage Yield. A.P.Y. assumes deposit remains for at least 1 year.
Ask a Customer Service Representative for further details at any of our locations.
