Residential Mortgages

mortgage home loans lending north valley bank zanesville ohio

North Valley Bank also offers FREE pre-qualifications. Apply Today!

View Bank Locations Mortgage Calculator

North Valley Bank wants to help you make a house your HOME!

North Valley Bank offers a wide array of mortgage loans customized to meet specific needs.

These products include:

  • Fixed Rates
  • Adjustable Rates
  • Country Living Loans
  • Construction Loans
  • Lot Loans

Mortgage Application

Apply Online!

Home Equity Line of Credit

Home Equity loan north valley bank zanesville

Access the equity you have built in your home with the ease of writing a check.

North Valley Bank offers Home Equity Lines of Credit with competitive terms and no closing costs that allow you to access your line of credit however you see fit. Take a trip, payoff high interest credit cards or make home improvements.

Call or stop into any of our locations for more information and let’s get started today!
View Bank Locations

Subject to credit approval. Rates may vary. A $100 annual fee will be charged. There is a $100 inactivity fee that could be imposed if there are no disbursements from the line on an annual basis. There is a potential $30 NSF handling fee if payment is returned for non-sufficient funds. There is a potential $35 over limit charge if the credit line balance exceeds the credit limit. The highest potential initial interest rate could be prime + 3. That would be 7.75% APR as of 1/22/2020. The rate is variable and can potentially reprice every calendar quarter. There is a $500 prepayment penalty if the line is closed within 3 years. Max APR is 25% or the maximum permitted under state law, whichever is lower.

Welcome Home Program

North Valley Bank Personal Checking Accounts

When you’re buying your first home, a little extra money can come in handy.

That’s why North Valley Bank participates in the Welcome Home Program. Through this grant, you can receive up to $5,000 when simple qualifications are met.

Learn more about the Welcome Home Program

View PDF

Subject to credit approval. Fees and restrictions may apply. | Source:

Contact Our Mortgage Team Today

North Valley Bank Mortgage Lenders

Jenny Eberts  - Corning Office<br />Lender<br />NMLS ID: 1445939

Jenny Eberts

Corning Office
NMLS ID: 1445939

Kelly McCoy - Malta Office<br />AVP/Lender<br />NMLS ID: 527719

Kelly McCoy

Malta Office
NMLS ID: 527719

Bryan Bonkowski - Buckeye Lake Office<br />Lender<br />NMLS ID: 572670

Bryan Bonkowski

Buckeye Lake Office
NMLS ID: 572670

Shelly Axline - Zanesville Office<br />AVP/Residential Lending Manager<br />NMLS ID: 527718

Shelly Axline

Zanesville Office
AVP/Residential Lending Manager
NMLS ID: 527718

Josh Caudill - North Zanesville Office<br />Lender<br />NMLS ID: 562411

Josh Caudill

North Zanesville Office
NMLS ID: 562411

Ruth Murphy - Mount Sterling/New Holland Offices<br />Lender<br />NMLS ID: 431212

Ruth Murphy

Mount Sterling/New Holland Offices
NMLS ID: 431212