Residential Mortgage, Home Equity, Constructions Loans and More
North Valley Bank wants to help you make a house your HOME!
North Valley Bank is committed to making homeownership accessible through a variety of tailored mortgage solutions. We offer fixed and adjustable-rate mortgages, low down payment options, country living loans, construction loans, lot loans, and mortgage refinancing to suit diverse needs. Additionally, our Home Equity Line of Credit allows you to leverage your home's equity for projects, education, or vacations, with the convenience of accessing funds by writing a check. For personalized assistance, our dedicated loan officer, Megan, is here to guide you through the process. We also provide pre-qualifications to help you get started on your homeownership journey.
These products include:
- Fixed and Adjustable Rate Options
- Low Down Payment Loans
- Country Living Loans
- Construction Loans
- Lot Loans
Mortgage Application & Borrower Portal
Mortgage/Construction Loan Application Home Equity Line of Credit Application Borrower Portal Login
North Valley Bank also offers FREE pre-qualifications. Apply Today!
Registered Mortgage Loan Originators Mortgage CalculatorHome Equity Line of Credit
Access the equity you have built in your home with the ease of writing a check.
Let Your Home’s Equity Work for You! Are you ready to begin a remodeling project, fund an educational opportunity, or even take a dream vacation? North Valley Bank’s Home Equity Line of Credit can make it happen. We offer competitive terms that allow you to access your line of credit with the ease of writing a check.
Learn more today by calling your local mortgage lender or Apply Online by clicking the learn more link below.

