Residential Mortgages
North Valley Bank wants to help you make a house your HOME!
North Valley Bank offers a wide array of mortgage loans customized to meet specific needs.
These products include:
- Adjustable Rates
- Country Living Loans
- Construction Loans
- Lot Loans
Mortgage Application & Borrower Portal
Purch/Refi/C2P HELOC Application HELOAN Application Borrower Portal Login
North Valley Bank also offers FREE pre-qualifications. Apply Today!
View Bank Locations Registered Mortgage Loan Originators Mortgage CalculatorHome Equity Line of Credit
Access the equity you have built in your home with the ease of writing a check.
North Valley Bank offers Home Equity Lines of Credit with competitive terms and no closing costs that allow you to access your line of credit however you see fit. Take a trip, payoff high interest credit cards or make home improvements.
Call or stop into any of our locations for more information and let’s get started today!
View Bank Locations
Subject to credit approval. Rates may vary. A $100 annual fee will be charged. There is a $100 inactivity fee that could be imposed if there are no disbursements from the line on an annual basis. There is a potential $30 NSF handling fee if payment is returned for non-sufficient funds. There is a potential $35 over limit charge if the credit line balance exceeds the credit limit. The highest potential initial interest rate could be prime + 3. That would be 7.75% APR as of 1/22/2020. The rate is variable and can potentially reprice every calendar quarter. There is a $500 prepayment penalty if the line is closed within 3 years. Max APR is 25% or the maximum permitted under state law, whichever is lower.
