Residential Mortgages

North Valley Bank wants to help you make a house your HOME!

North Valley Bank offers a wide array of mortgage loans customized to meet specific needs.

These products include:

  • Adjustable Rates
  • Country Living Loans
  • Construction Loans
  • Lot Loans

Mortgage Application & Borrower Portal

Purch/Refi/C2P HELOC Application HELOAN Application Borrower Portal Login
mortgage home loans lending north valley bank zanesville ohio

North Valley Bank also offers FREE pre-qualifications. Apply Today!

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Home Equity Line of Credit

Home Equity loan north valley bank zanesville

Access the equity you have built in your home with the ease of writing a check.

North Valley Bank offers Home Equity Lines of Credit with competitive terms and no closing costs that allow you to access your line of credit however you see fit. Take a trip, payoff high interest credit cards or make home improvements.

Call or stop into any of our locations for more information and let’s get started today!
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Subject to credit approval. Rates may vary. A $100 annual fee will be charged. There is a $100 inactivity fee that could be imposed if there are no disbursements from the line on an annual basis. There is a potential $30 NSF handling fee if payment is returned for non-sufficient funds. There is a potential $35 over limit charge if the credit line balance exceeds the credit limit. The highest potential initial interest rate could be prime + 3. That would be 7.75% APR as of 1/22/2020. The rate is variable and can potentially reprice every calendar quarter. There is a $500 prepayment penalty if the line is closed within 3 years. Max APR is 25% or the maximum permitted under state law, whichever is lower.

Contact Our Mortgage Team Today

North Valley Bank Mortgage Lenders

Shelly Axline - Zanesville Office<br />VP Mortgage Lending<br />NMLS ID: 527718

Shelly Axline

Zanesville Office
VP Mortgage Lending
NMLS ID: 527718

Jenny Eberts  - Corning Office<br />Lender<br />NMLS ID: 1445939

Jenny Eberts

Corning Office
NMLS ID: 1445939

Kelly McCoy - Malta Office<br />AVP/Lender<br />NMLS ID: 527719

Kelly McCoy

Malta Office
NMLS ID: 527719

Bryan Bonkowski - Business Development Specialist<br />Lender<br />NMLS ID: 572670

Bryan Bonkowski

Business Development Specialist
NMLS ID: 572670

Ruth Murphy - Mount Sterling/New Holland Offices<br />Lender<br />NMLS ID: 431212

Ruth Murphy

Mount Sterling/New Holland Offices
NMLS ID: 431212

Jan Digilio - Buckeye Lake<br />Lender<br />NMLS ID: 2424163

Jan Digilio

Buckeye Lake
NMLS ID: 2424163