Personal Savings Accounts
Saving for your future
At North Valley Bank, we make it easy to put aside funds for the things you want in the future – whether it’s a tablet, a new car, your next vacation or a down payment on a house. Whatever your goal, whatever your time frame, one of our savings options will put you on the right path.
Account Links
True North Savings
Looking for a fun, meaningful way to help your child start saving money and learning smart financial habits? You’ve found your True North.
At North Valley Bank, we believe it’s never too early to teach kids the value of saving, and our new True North Savings Account makes it easy, educational, and even a little exciting. It’s just $5 to get started for young savers under the age of 18. It’s the perfect first step in financial literacy, backed by your trusted local bank.
Statement Savings
Are you saving for the future, a new car, vacation or college?
No matter what you’re saving for, a North Valley Bank Statement Savings account can help you reach your financial goals.
- Minimum balance of $100.00 to open an account.
- Interest accrued daily, paid monthly on collected balance.
- Tiered rate based upon balance, subject to change at our discretion.
- Must maintain a minimum collected balance of $200.00 to avoid a monthly service fee of $2.00
- Statements are monthly if combined with a Checking account or EFT’s (Electronic Funds Transfers) have occured. If there is no activity, statements are End-of-Quarter.
North Valley Bank is here to help you prepare for the future, so visit your nearest branch to open an account today.
Health Savings Accounts
A Health Savings Account is a tax advantaged account that can help you pay for qualified medical expenses. Click the link below to learn more.
Money Market Accounts
A Money Market account may help you earn money faster than a traditional savings account.
Higher yield money market accounts, like those at North Valley, allow you the convenience of a savings account combined with attractive interest rates. You can easily control and access your finances with a higher interest money market account so you can start increasing your earning potential today!
American Blue North Valley wants to help you earn more on your money with attractive money market rates while enjoying the additional liquidity and security of an FDIC insured account. Deposits and withdrawals are made easier with North Valley Bank’s convenient American Blue Money Market account with benefits of a traditional checking and savings account:
- Minimum balance of $100.00 to open an account
- Interest Accrued daily and paid monthly on collected balance
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay and E-Statements
- Check Images included with monthly statements.
- Free ATM/MasterCard® Debit Card
- Tiered Interest Rate based upon balance; subject to change at our discretion.
- Minimum collected balance of $1,000.00 required to avoid monthly maintenance fee of $10.00.
- First 6 withdrawals made by auto transfer, telephone order or pre-authorized debit are free.Over 6 are $10.00 per item. All over the counter items are free.
- Free Notary Service
- Free ATM Transaction at NVB or any MoneyPass® location*
* Other banks may charge usage fees at ATM’s not operated by NVB or the MoneyPass® Network.
Individual Retirement Accounts (IRAs)
Wish you were here? Start saving for your retirement today.
If you’ve earned taxable income and are under the age of 70 ½, you may be eligible to open and contribute to an IRA. North Valley Bank offers a variety of Certificates of Deposit (CDs) and Savings Accounts designed for both Traditional and Roth IRAs—helping you build a retirement plan that works for your future.
For additional tax details, see IRS Publication 590 (Individual Retirement Arrangements), available at www.irs.gov or by calling 1-800-TAX-FORM.
