Terms & Conditions

This web site is maintained by North Valley Bank to provide you with information about the products and services available at North Valley Bank. By accessing this site, you are agreeing to the following terms and conditions.

Products and Services

The information provided on this website is subject to change at the discretion of North Valley Bank. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of North Valley Bank.


You may contact us by calling or visiting your closest North Valley Bank office. If you prefer to contact us by e-mail, please do not include any confidential or private information. Email is not considered a secure communication channel and as such North Valley Bank cannot guarantee the confidentiality of information sent via this method. If you choose to send email messages to us that contain personal, business, financial, account or other confidential information you do so entirely at your own risk and North Valley Bank will not be responsible for any loss or damages you may incur from this communication.


This site may contain links to web sites which are maintained or offered by third parties. North Valley Bank is not responsible for any information, products or services posted or offered at any of the third party sites linked to this website. By providing third party links, North Valley Bank does not endorse or guarantee any products or services offered or information contained at that web site, nor does North Valley Bank warrant the security or use of confidential information submitted to such sites.

Disclaimer of Warranties

North Valley Bank makes no commitment to update information contained on this site. North Valley Bank assumes no liability or responsibility for any errors or omissions in the content contained on this site. All content displayed or available through this site is offered as a convenience. All responsibility or liability from damages caused by viruses contained within the electronic files or at the website is disclaimed.

Limitation of Liability

North Valley Bank shall not be liable for any loss of revenue or profits, incidental, or indirect, special or consequential damages, including but not limited to damages arising out of loss of data, computer viruses, inability to use the site or any linked site, or otherwise arising out of any malfunction of the web site, even if North Valley Bank is advised of the possibility of such damages in advance.

Copyright and Trademarks

The trademarks, logos and service marks displayed on the North Valley Bank website are the property of North Valley Bank. Users are prohibited from using any marks without the written consent of North Valley Bank. All displayed content available on this site is protected by copyright. Users are prohibited from distributing, transmitting, displaying, modifying, copying, publishing, or using any content for commercial, public, or unlawful purpose.

Children’s Online Privacy

The law requires parental consent to collect or use information from a child under 13. If you are a child under 13, please show this to your parents and do not use the online services of this institution without verifiable parental consent pursuant to the Children’s Online Privacy Protection Act.

Governing Law

North Valley Bank’s web site is controlled and maintained by North Valley Bank from within the State of Ohio, United States of America. The services and products described and information provided on this web site are not intended for distribution or use by any person in any country or jurisdiction where such distribution would be contrary to law or regulation or that would subject North Valley Bank to any registration requirement within such jurisdiction or country. Persons who access this website do so on their own initiative and are responsible for compliance with applicable local laws and regulations. By accessing this site, User and North Valley Bank agree that all matters relating to User’s access to, or use of, this site shall be governed by the statutes and laws of the State of Ohio, and the federal laws of the Unites States of America. If you take legal action relating to these terms, you agree to do so only in state or federal court within the State of Ohio, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

Change in Terms and Conditions

North Valley Bank reserves the right to change the above terms and conditions at any time without notice.

For additional information on how North Valley protects your privacy and security, please visit the appropriate page below:

North Valley Bank Privacy Policy
North Valley Bank Personal E-Banker Access Agreement
North Valley Bank Business E-Banker Access Agreement
North Valley Bank Online Banking Security