North Valley Bank’s Business Solutions team has access to many tools that can effectively manage and grow your business.

Utilizing services such as our ACH options for direct deposit, direct debit, as well as federal and state tax payments, will help you direct funds quickly and more efficiently. In addition, tools such as positive pay can help protect your accounts from fraud and manage vendor payments with added protection for your business.

Contact one of North Valley Bank’s Business Solutions Specialists at 740-450-2265 for an appointment to discuss how North Valley Bank can help improve your efficiency and productivity by utilizing the products/services shown below. Also, please visit our Online Services to learn about our Online Banking and Bill Pay services.

Account Links

• Positive Pay
• ACH
• Remote Deposit Capture

Protect Your Business with Positive Pay

Fraud prevention is constantly evolving, and North Valley Bank is committed to keeping your accounts secure. Our Positive Pay service adds an extra layer of protection by detecting fraudulent checks and unauthorized ACH transactions through Digital Banking.

• Check Protection: Matches checks clearing your account against your uploaded issued check files. If there’s a mismatch, you review and decide whether to approve or reject the item.
• ACH Fraud Protection: Set rules for ACH debits, including maximum allowable amounts. Any debit exceeding your set limits is flagged for your review.

With automated monitoring and real-time alerts, Positive Pay helps you detect fraud early and reduce financial risk. Click here to learn more.

Learn About Positive Pay

Access to the Automated Clearing House (ACH) system is a must.

ACH allows the capability to move funds via electronic files for purposes of: payroll direct deposit; electronic capture of payments owed to you; State and Federal tax payments; cash concentration, and corporate trade payments.

Our system allows you to set up multiple users within your organization with individualized access and permissions. This enables you to incorporate dual control into your process of managing funds.

For details about Federal Tax Payments (EFTPS) Visit:
    www.eftps.gov/eftps
    Call 800-555-4477

For details about State Tax Payments / Ohio Department of Taxation Visit:
    http://www.obg.ohio.gov
    Call 866-644-6468

Remote Deposit Capture (RDC) allows you to process deposits without taking checks to the bank, and from the convenience of your own office.

With RDC you will scan checks creating images. Then, send the images to the bank, and see funds deposited to your account more quickly.

No more fighting traffic or lines at the bank. Make your deposits when you want, as many times per day as you want, whether the bank is open or not.

It’s FAST and EASY. And, we will give you the first 90 days without a monthly maintenance fee!! Ask your banker, today, about RDC.