Business Solutions
North Valley Bank’s Business Solutions team has access to many tools that can effectively manage and grow your business.
Utilizing services such as our ACH options for direct deposit, direct debit, as well as federal and state tax payments, will help you direct funds quickly and more efficiently. In addition, tools such as positive pay can help protect your accounts from fraud and manage vendor payments with added protection for your business.
Contact one of North Valley Bank’s Business Solutions Specialists at 740-450-2265 for an appointment to discuss how North Valley Bank can help improve your efficiency and productivity by utilizing the products/services shown below. Also, please visit our Online Services to learn about our Online Banking and Bill Pay services.
Account Links
Business Solutions Team
Brittany Maziar
VP/Director Deposits and Business Solutions
Reverse Positive Pay
Reverse Positive Pay
Extra Protection for Your Business. Extra Confidence for You.
Fraud threats continue to evolve, but protecting your business doesn’t have to be complicated. North Valley Bank’s Reverse Positive Pay service helps you detect suspicious check and ACH activity in real time and take action quickly to help minimize potential losses. It’s a simple, effective way to strengthen fraud protection, protect your cash flow and gain greater peace of mind. With Reverse Positive Pay for checks and ACH payments, you gain:
- Greater control over payments
- Protection against check and ACH fraud
- Enhanced visibility into account activity
- Reduced financial risk
- Added peace of mind
Check Reverse Positive Pay: Spot suspicious checks and take action quickly.
Check Reverse Positive Pay gives you greater visibility into check activity and the ability to initiate returns for items you identify as unauthorized. By making it easier to review check activity and act quickly when something doesn’t look right, you can help reduce your exposure to check fraud and potential losses.
ACH Reverse Positive Pay: Don’t let ACH payments slip by unnoticed.
Electronic fraud can happen just as quickly as check fraud. ACH Reverse Positive Pay helps you monitor and control electronic withdrawals from your account. Establish rules for ACH debits, including approved companies and maximum transaction amounts. Any transaction that falls outside your established parameters is flagged for your review, allowing you to determine whether the item should be approved or returned.
Stay One Step Ahead of Fraud
Reverse Positive Pay provides greater visibility, stronger account controls, and the confidence that comes from knowing you're actively involved in protecting your business from fraud.
Ready to learn more? Contact our Business Services team today by submitting the form at the bottom of this page.
Automated Clearing House (ACH)
Access to the Automated Clearing House (ACH) system is a must.
ACH allows the capability to move funds via electronic files for purposes of: payroll direct deposit; electronic capture of payments owed to you; State and Federal tax payments; cash concentration, and corporate trade payments.
Our system allows you to set up multiple users within your organization with individualized access and permissions. This enables you to incorporate dual control into your process of managing funds.
For details about Federal Tax Payments (EFTPS) Visit:
www.eftps.gov/eftps
Call 800-555-4477
For details about State Tax Payments / Ohio Department of Taxation Visit:
http://www.obg.ohio.gov
Call 866-644-6468
Remote Deposit Capture (RDC)
Remote Deposit Capture (RDC) allows you to process deposits without taking checks to the bank, and from the convenience of your own office.
With RDC you will scan checks creating images. Then, send the images to the bank, and see funds deposited to your account more quickly.
No more fighting traffic or lines at the bank. Make your deposits when you want, as many times per day as you want, whether the bank is open or not.
It’s FAST and EASY. And, we will give you the first 90 days without a monthly maintenance fee!! Ask your banker, today, about RDC.