Other Services & Fees
| Overdraft Services | |
|---|---|
| Insufficient Funds (per item)* | $30.00 |
| Overdraft (per item)* | $30.00 |
| Overdraft Protection | |
| Transfer from Savings (per item) | $5.00 |
| Returned Deposited Item | $15.00 |
| Stop Payment | |
| Per Occurrence | $40.00 |
| Automatic Teller Machine (ATM) | |
| North Valley Bank ATM Usage | No Charge |
| Card Replacement | $5.00 ATM / $10.00 Debit Card |
| Non-North Valley Bank ATM Usage | $2.00 |
| Bank Check Services | |
| Money Order up to $3000.00 | $3.00 |
| Official Check | $8.00 |
| Wire Transfer | |
| Outgoing Request | $20.00 |
| Incoming Request | $15.00 |
| Fed Wire Fee | $85.00 |
| Account Research | |
| Account Research Hourly Rate (first 15 minutes-free) | $30.00 |
| Account Activity Report | $1.00 |
| Account Reconciliation Assistance (per statement) | $5.00 |
| Reproduction Checks and/or Deposits (per document) | $5.00 |
| Night Depository Bags | |
| Locked Bag | $35.00 |
| Unlocked Bag | $5.00 |
| Key Replacement | $5.00 |
| Tax Levy/Garnishment Processing | |
| Fee | $100.00 |
| Dormant Account Monthly Charge ** | |
| Fee | $2.00 |
| Money Market Excessive Check Clearing | |
| Per item in excess of 6 per monthly statement cycle | $10.00 |
| Early Account Closure | |
| Within the first 60 days | $25.00 |
* The categories of transactions for which an overdraft or insufficient fee may be imposed are those by any of the following means: check, in-person, withdrawal, ATM withdrawal, or other electronic means.
** An inactive account fee will be charged each month if for 12 months (previous) there is no activity or other indication in writing from you of an interest in the account.